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About SpotOn

At SpotOn, our merchants are our most important asset. When they succeed and grow revenue, so do our Sales Partners!


SpotOn, headquartered in the heart of the Financial District in San Francisco, is redefining merchant services by providing an end-to-end solution for small- and medium-sized businesses (SMB) that integrates marketing and credit card processing while doing four key things differently:

  1. Empowering SMBs with a high-tech marketing platform, which includes tools for marketing, reviews, loyalty, scheduling, and analytics, all for one low platform fee of $35 per month.
  2. Providing payment and marketing hardware to our merchants with no upfront fees
  3. Requiring no long-term commitment—SpotOn operates on month-to-month contracts, always.
  4. Never charging junk fees that other payment processing companies typically charge, like monthly minimums, statement fees, batch fees, PCI fees, Annual PCI fees, non-compliance fees, regulator fees, and more

Small and medium businesses often don’t have the time, or necessarily even the understanding, to effectively use the software and technology solutions that are critical to succeeding in today’s digital retail environment. Spoton helps bring merchants up to speed by providing face-to-face service backed by an expert onboarding team.

“We are the first company to integrate credit card processing with marketing, loyalty, reviews management, and consumer analytics.”

- R.J. Horsley, President of SpotOn


Our mission is to empower merchants with cost-effective payment processing and customer engagement tools, backed with high-touch, concierge-style customer support. Furthermore, we strive to connect consumers to SpotOn merchants with a convenient app that gives them easy access to deals and loyalty rewards.


Our Core Values & Beliefs


Exceed expectations.

We go the extra mile, aiming to be an extension of our merchants’ teams with a continuous focus on business growth and success, coupled with stellar customer service.


Be more than just a payment processor.

It’s about developing relationships with customers, creating a streamlined experience, and closing the loop from marketing to purchase.


Stay simple and straightforward.

We’ll keep developing a platform that’s nearly effortless, reducing stress, while creating a system that is easier for everyone.


Remain flexible.

We’ll configure a solution that makes the most sense for each business using our nimble software and by offering a choice of state-of-the-art hardware.


Celebrate innovation and collaboration.

We encourage diversity—of culture, of background, of experience and thought—and the dynamic teamwork it takes to bring new ideas to life.


Be the easiest part of every customer’s day.

We honor our customers by showing them respect, knowing their businesses, and providing help that is relevant to their specific needs.


Do business the right way.

We do everything in the most transparent and upfront way possible, without long-term commitments, extra fees, or hidden charges.


Make a difference.

We’ll offer guidance and a point of view, always willing to share ideas that will make a difference.


SpotOn co-founders Matthew and Zachary Hyman have dedicated themselves to providing exceptional value and service to merchants since 2001. In 2005, they founded Central Payment, now one of the nation’s largest merchant service providers, servicing close to 100,000 businesses across the U.S. Along with co-founder Doron Friedman, the Hymans created SpotOn, the culmination of their long-term vision, providing an end-to-end platform for merchants to run and grow their business.

Creating a positive social impact while building successful and long-lasting businesses is something Matt, Zach, and Doron emphasize. The end result is a work environment where Sales Partners are proud of what they do, working as part of an extended, collaborative team to empower small business to thrive in a competitive marketplace.

Matthew and Zachary Hyman - Cropped & Circled


Headquarters: San Francisco, California

Additional Offices: Chicago, Illinois & San Rafael, California

Outside Sales nationwide with regional offices in:

  • Richmond, Virginia
  • Jacksonville, Florida
  • Minneapolis, Minnesota
  • Denver, Colorado
Team-SpotOn-San Francisco