Get the loan you need—fast.
New businesses each month
We are there for you & your customers.
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A stress-free experience.
What does it mean to use SpotOn Capital? It means having the ability to grow even when large financial institutions turn you away. It means having a simple application and approval process. It means knowing what you’re paying from the start—one fixed fee with no periodic interest charges and no hidden costs. And it means getting your funds fast and repaying as you earn new sales, so you never have to worry about a monthly minimum payment.
The loan you need. Your way.
How it works.
SpotOn Capital is part of our end-to-end platform built to help your business compete and win in a fast changing world. When you use SpotOn for payments, our team will automatically notify you when you qualify for a small business loan.
Get funds in 4 easy steps.
Log in to your SpotOn Dashboard to review your loan offer
Choose your loan amount
Complete the quick application and agree to the terms
Get funds transferred directly into your account as soon as the next business day upon approval
Easy repayment. No interest charges or hidden fees.
SpotOn Capital makes paying off your loan stress-free by applying a fixed percentage of your daily sales directly toward your balance. In short, you pay more when sales are good, and pay less when sales are slow. Log in to your dashboard anytime to view your progress or make additional payments.
One fixed fee based on loan amount
No personal guarantee required
No periodic interest charges, monthly bills, or late fees
*All loans are issued by Blue Ridge Bank, National Association, located in Luray, Virginia and are serviced by jaris Funding, LLC. All loans are subject to credit approval.
Built for businesses like yours.
We know businesses like yours, and we’re here to help you win.
See how it works.
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