Get the loan you need—fast.
$25.6k
average loan
24hrs
on average to approve your application and deposit funds
83%
renewal rate
A stress-free experience.
Save time and get funds quickly with our simple application and approval process- Know what you are paying from the start: one fixed fee with no periodic interest charges or hidden costs
- Repay as you earn: a fixed percentage of your daily sales is deducted automatically and applied to your balance
- Renew as often as you need
The loan you need. Your way.
How it works.
SpotOn Capital is part of our end-to-end platform built to help your business compete and win in a fast changing world. When you use SpotOn for payments, our team will automatically notify you when you qualify for a small business loan.
Easy repayment. No interest charges or hidden fees.
SpotOn Capital makes paying off your loan stress-free by applying a fixed percentage of your daily sales directly toward your balance. In short, you pay more when sales are good, and pay less when sales are slow. Log in to your dashboard anytime to view your progress or make additional payments.
One fixed fee based on loan amount
No periodic interest charges
No monthly bills or late fees
“I think the biggest thing with the SpotOn Capital for us is that I’m not giving investment presentations. We can keep that in house and go at our own pace. We can fund the opening of our new business with money from our current businesses. It’s super streamlined. We’re not bringing in additional money, or outside funding, we can do it in-house and that works well for us, as a bootstrap operation where we’re pulling out of our own pocket for these businesses and we don’t have big backing from a corporate chain.”
Jayson Whiteside
Co-Owner, Bardo and Vana
Built for businesses like yours.
We know businesses like yours, and we’re here to help you win.
See how it works.
Terms and Conditions.
More great tools to run your business.
Save time and grow revenue with integrated SpotOn technology that makes sense for your business.
What other business owners are saying.
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