Payment processing

Restaurant & small business payment processing

Sell with a fast and secure solution. Choose the payment terminal or POS that fits your business.

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processing that helps your bottom line

You have a business to run. You deserve to know exactly how much you’re paying for credit card processing. And you shouldn't have to worry about hidden fees or being locked into a multi-year contract. At SpotOn, our pricing is transparent and affordable, with built-in tools to help you grow your business.

Sell. Save.


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Keep more of your hard-earned money

Cut costs with transparent and affordable POS credit card processing with no long-term commitment.

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    No hidden fees or long-term commitment

    Know exactly how much you’re paying and avoid hidden costs with simplified statements and fair pricing. No long-term commitment. We work to earn your business every day.

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    Next-day funding

    Access your funds quicker so you can restock inventory, pay your employees on time, and keep your cash flow healthy.

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    “Dual Pricing” options

    Save even more by offsetting credit card processing fees with a dual pricing plan that gives cash-paying customers a discount.

Streamline transactions with POS & payment terminals

Increase sales by making it fast and easy for customers to pay how they want

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    POS payment processing

    Streamline orders and payments with a cloud-based point-of-sale or payment terminal customized to work the way you work.

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    Mobile & virtual terminals

    Take payments securely right from your phone or computer. Send invoices, set up recurring payments. All from one online dashboard.

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    Digital payments

    Tap, dip, swipe, scan. Increase sales by accepting popular payment types, including cards, Apple Pay, Google Pay, PIN debit, EBT, PayPal, and Venmo.

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Build your customer list & keep them coming back

Payment processing is only the start. Automatically grow your customer list with every sale and drive repeat visits with built-in tools.

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    Offer deals through email and social media in minutes. Our customizable templates and drag & drop editor make it simple.

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    Review management

    Monitor and improve your reputation on online review sites to attract new customers and grow your brands.

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    Data & insights

    Make decisions that boost revenue and lower costs. SpotOn gives you easy-to-read reporting on sales, transactions, and marketing campaigns.

Work with a
who listens

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Your operations are unique. That’s why we tailor our payment solutions to meet the needs and goals of each client we work with. Our solutions are made for you, and they come with a few promises:

  • Honest pricing with no hidden fees and no long-term commitment
  • Technical experts who'll ensure your tech is running perfectly—today and tomorrow
  • A local account executive that's ready to assist whenever you need help
  • 24/7/365 customer phone support that responds to requests within a few minutes

Grow your business with a payment processing solution that works for you

Get peace of mind with a payment solution that’s affordable, and has built-in tools to help you cut costs and increase sales.

Get a demo
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Frequently asked questions

See how your business can succeed with SpotOn
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© SpotOn Transact, LLC. 2024. All Rights Reserved. SpotOn Transact, LLC. is a Registered Partner/ISO ofMerrick Bank, South Jordan, UT & Wells Fargo Bank,N.A., Concord, CA & Elavon Inc., Georgia [a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN].

Help Center
24/7 resources
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Please get in touch if you need one-to-one assistance getting started with new products or have questions for our Sales team.

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