Small business

Retail POS system

Specialty stores, boutiques, and local shops—whatever your storefront looks like, SpotOn helps you sell more easily. And we actually care about your business.

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be complicated

If you're a small retail shop, you probably don't need a complex POS system with lots of costly features. With SpotOn Terminal, we focused on making the essentials really good—like ultra-fast processing, a user-friendly interface, and reliable technology. And we back it up with support from real people—who are there when you need them.

A point-of-sale for smooth selling


All you need. All-in-one POS hardware.

On the counter, in your apron, or on the go, SpotOn Terminal is a handheld device that makes sales happen wherever your customers are.



Features that favor small-box retailers

Being a small retail business isn't easy. That's why we include features that matter to you—and leave out everything else.

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    Self-serve setup

    Start running transactions from day one. Our user-friendly interface walks you through the activation process.

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    Affordable processing

    Ditch exorbitant rates. Pay only 1.99% + 25c for most card payments, or talk to our team for custom rates.

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    Seamless offline mode

    Keep selling when the internet goes down. Switch to offline mode and process payments when you're back online.

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    Onboard reporting

    View gross sales and order reports right from SpotOn Terminal. Or go more in-depth from your dashboard.

Make every transaction effortless

Speed through checkout with an integrated POS system that makes transactions easy for you and your customers.

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    Fast payments

    Take payments in as fast as 2 seconds. The built-in reader securely accepts major cards, Apple Pay, and Google Pay.

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    Fee settings

    Set up taxes, surcharges, and discounts right from the device. Update anytime or call for support.

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    Receipt options

    SpotOn Terminal comes with a built-in receipt printer. Customers can also receive receipts by text or email.

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    Quick refunds

    Give customers full or partial refunds to their original payment method. You can also offer store credit.

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Marketing & reviews

Get in front of your customers

Stay in touch with the people who love your products. SpotOn makes it easy for you to send marketing campaigns and monitor customer reviews across the web.
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Marketing tools

Broadcast what's new. Easily create mass emails and social media posts with brandable templates.

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Review management

Manage your reviews on Yelp, Google, and Facebook in one place. Then click-through to respond quickly.

Capital loans

Find the funding your store needs

Whether you're looking to remodel, buy stock, or cover overhead, we can help you get the capital you need at an affordable rate.

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    Effortless loans

    Avoid the headaches of traditional lenders with simple applications, fast deposits, and spending autonomy.

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    Fair rates

    Don't overpay in fees. Take advantage of fixed rates and automatic repayments while avoiding hidden fees.

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    Easy management

    Access everything from your dashboard. Track progress, make optional prepayments, and renew your loan.

give a sh*t

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Did your POS provider just send you a box in the mail and walk away? Maybe they care more about their bottom line than yours. At SpotOn, we treat you the way you treat your customers.

  • Transparent pricing with no hidden fees or long-term commitments
  • A team of experts to set you up with flexible solutions that work the way you do
  • 24/7/365 phone support from real people who respond within minutes

Discover the retail POS for local shops

Schedule a demo with one of our consultants to see if SpotOn Terminal is right for your retail store. No high-pressure sales tactics. Just a casual conversation to see if we're a good fit.

Get a demo
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Frequently asked questions

See how your business can succeed with SpotOn
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© SpotOn Transact, LLC. 2024. All Rights Reserved. SpotOn Transact, LLC. is a Registered Partner/ISO ofMerrick Bank, South Jordan, UT & Wells Fargo Bank,N.A., Concord, CA & Elavon Inc., Georgia [a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN].

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Please get in touch if you need one-to-one assistance getting started with new products or have questions for our Sales team.

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