Restaurant & small business payment processing
Sell with a fast and secure solution. Choose the payment terminal or POS that fits your business.
POS payment
processing that helps your bottom line
You have a business to run. You deserve to know exactly how much you’re paying for credit card processing. And you shouldn't have to worry about hidden fees or being locked into a multi-year contract. At SpotOn, our pricing is transparent and affordable, with built-in tools to help you grow your business.
Grow.
Keep more of your hard-earned money
Cut costs with transparent and affordable POS credit card processing with no long-term commitment.
No hidden fees or long-term commitment
Know exactly how much you’re paying and avoid hidden costs with simplified statements and fair pricing. No long-term commitment. We work to earn your business every day.
Next-day funding
Access your funds quicker so you can restock inventory, pay your employees on time, and keep your cash flow healthy.
“Dual Pricing” options
Save even more by offsetting credit card processing fees with a dual pricing plan that gives cash-paying customers a discount.
Streamline transactions with POS & payment terminals
Increase sales by making it fast and easy for customers to pay how they want
POS payment processing
Streamline orders and payments with a cloud-based point-of-sale or payment terminal customized to work the way you work.
Mobile & virtual terminals
Take payments securely right from your phone or computer. Send invoices, set up recurring payments. All from one online dashboard.
Digital payments
Tap, dip, swipe, scan. Increase sales by accepting popular payment types, including cards, Apple Pay, Google Pay, PIN debit, EBT, PayPal, and Venmo.
Build your customer list & keep them coming back
Payment processing is only the start. Automatically grow your customer list with every sale and drive repeat visits with built-in tools.
Marketing
Offer deals through email and social media in minutes. Our customizable templates and drag & drop editor make it simple.
Review management
Monitor and improve your reputation on online review sites to attract new customers and grow your brands.
Data & insights
Make decisions that boost revenue and lower costs. SpotOn gives you easy-to-read reporting on sales, transactions, and marketing campaigns.
Giving businesses back their time and money
"With SpotOn, my store managers get two to three hours back that they can spend on themselves or with their family, rather than having to dive into something else at the store. When the work is done, I want them to be doing whatever makes them happy, because that makes them better employees in the end."
Michael LotzFormer Director of Operations, Callie’s Hot Little Biscuit
Payments and so much more
Looking for more than restaurant and small business payment processing? Create a better customer experience and grow your bottom line with tools that work together.
Work with a partner
who listens
Your operations are unique. That’s why we tailor our payment solutions to meet the needs and goals of each client we work with. Our solutions are made for you, and they come with a few promises:
- Honest pricing with no hidden fees and no long-term commitment
- Technical experts who'll ensure your tech is running perfectly—today and tomorrow
- A local account executive that's ready to assist whenever you need help
- 24/7/365 customer phone support that responds to requests within a few minutes
Grow your business with a payment processing solution that works for you
Get peace of mind with a payment solution that’s affordable, and has built-in tools to help you cut costs and increase sales.
More solutions for your business
Frequently asked questions
© SpotOn Transact, LLC. 2025. All Rights Reserved. SpotOn Transact, LLC. is a Registered Partner/ISO ofMerrick Bank, South Jordan, UT & Wells Fargo Bank,N.A., Concord, CA & Elavon Inc., Georgia [a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN].
Help Center
Please get in touch if you need one-to-one assistance getting started with new products or have questions for our Sales team.
